Exploring New Approaches to Health Insurance for the Staffing IndustryM



Health insurance has been a special challenge for staffing firms, particularly since the Affordable Care Act was enacted in 2010. Many firms have struggled under the law’s complex rules to find compliant, affordable coverage for their employees.

New regulations recently proposed by the U.S. Department of Labor could offer a solution by allowing small to midsized employers to combine into a single large group through associations like ASA. Large groups enjoy flexibility in benefit design and more flexible rating rules—which could mean benefits that better meet the needs of staffing firm employees at more cost-effective rates.

Given this potential new opportunity, the ASA board of directors has authorized a study to explore the feasibility of establishing an association plan or captive arrangement under which ASA member firms could make major medical health insurance available to their internal staff and their temporary and contract employees. ASA has asked Marsh & McLennan, one of the world’s largest insurance consulting firms, to conduct the study.

To determine how many staffing firms and employees might participate in an ASA-sponsored plan, Marsh & McLennan will present a webinar exclusively for ASA members to explain the basics of association health plans and captive insurance, and to describe what information Marsh & McLennan will need to assess whether an ASA plan is feasible.

During this webinar, attendees will learn

  • How association health plans and captive insurance operate
  • How an ASA-sponsored association health plan might work
  • How an ASA-sponsored association health plan could save your firm money


Marsh & McLennan Benefits Team

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