Is ICHRA Right for Your Organization?


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When the Affordable Care Act took effect in 2015, applicable large employers were thrust into offering major medical benefits whether they wanted to or not. Recent legislation has opened a new compliance avenue that encourages employers to leverage the federal marketplace, allowing employees to choose from a wide selection of subsidized individual plans, and avoiding the need to sponsor an expensive major medical group plan. Under an individual coverage health reimbursement arrangement (ICHRA), employers satisfy ACA requirements by partially reimbursing employees, up to the affordability threshold, for purchasing a qualified, government-subsidized individual plan on the open market.

Today, more than 16 million Americans participate in the marketplace, which has created stability and attracted a wide range of well-known insurance carriers into the program. Increased participation and competition has led to lower prices and better selection for employees.

In this webinar, Essential StaffCARE’s vice president, operations, Marco Nunez, will review the key factors that staffing firms should consider when selecting their ICHRA model.

During the webinar, attendees will learn

  • What challenges staffing firms most commonly experience with ACA compliance
  • How high turnover drives up the cost of group major medical coverage
  • Why overall health insurance plan costs are lower and benefits richer on government-backed exchange plans
  • Why subsidies and increased participation have made marketplaces a viable benefits option
  • How to achieve full ACA compliance at the lowest possible cost


Marco NunezMarco Nunez

Vice president operations, Essential StaffCARE

Nunez leverages more than 20 years of experience in management, national politics, and a spectrum of communications disciplines to ensure the successful implementation of ESC initiatives. He is co-parent to three amazing children and lives in Greenville, SC, with his partner, Julie.

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